Meet the Hoeft Team

With over 30 years of combined mortgage experience, the Hoeft Team has seen the mortgage industry change tremendously. What hasn't changed is the level of customer service that mortgage lender Kim Hoeft and her assistant, Kayla Raak, provide – and how much they love helping you.

Kim and Kayla, your dedication and hard work to get this done so quickly are greatly appreciated! Thank you both so much
John and Michelle, homebuyers

Expertise and Specialties

  • Purchase
  • Refinance
  • Lake homes
  • Investment properties
  • VA financing
  • USDA financing
  • MHFA down payment assistance
  • Dakota County down payment assistance

MortgageMapp

MortgageMapp is an electronic business card that does more than share my contact information with you. It also gives you 24/7 access to various tools and calculators to help you research mortgage or refinance options. You can easily share this app with friends and family.

With access to multiple investors, we give clients the flexibility of highly competitive rates and a wide variety of loan programs. We have access to portfolio financing, which provides clients with more financing options.

Benefits:

  • Calculate Payments
  • Real time rate trends
  • Request a pre-approval
  • Share with family friends & clients

Download Today.

How the Hoeft Team Works

When you work with Kim and Kayla, you can always expect a quick response and creative solutions. With a wide array of competitive lending options to choose from, they take time to carefully determine which financing programs are most advantageous for their clients.

Honors and Awards

  • Bell Bank Mortgage President's Club
  • Bell Bank Mortgage Platinum Club

Super Mortgage Professionals 2014
Super Mortgage Professionals 2015
Super Mortgage Professionals 2016
super mortgage professional 2017
2018 super mortgage professional
SMP 2019